PARE
← MCP overview

Connect Claude Desktop to your finances

Self-hosted Β· runs on your machine

Claude Desktop's config has no cwd field, so the command is wrapped in a shell cd. Everything else matches the Claude Code setup.

Pare's MCP server exposes 24 tools β€” 13 that read (spending summaries, category breakdowns, cash-flow, subscriptions, budget status) and 11 that write (set goals, add categorisation rules, tag transactions). So you can ask about your own money in plain language instead of clicking through dashboards.

Steps

  1. 01Clone and install Pare, then run it once so the database exists.
  2. 02Open the config file listed under Configuration below (Settings β†’ Developer β†’ Edit Config opens it for you).
  3. 03Add the server under mcpServers, replacing the placeholder paths with real absolute ones.
  4. 04Restart Claude Desktop. The tools appear under the connectors menu.

Configuration

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "pare-finance": {
      "command": "/bin/sh",
      "args": ["-c", "cd '/path/to/pare' && exec '/path/to/node' '/path/to/pare/node_modules/tsx/dist/cli.mjs' '/path/to/pare/mcp/server.ts'"],
      "env": { "PARE_DB_PATH": "/path/to/pare/data/pare.db" }
    }
  }
}

Paths above are placeholders. Once Pare is running, its /connect page prints this same snippet with the real absolute paths for your machine, ready to copy.

Worth knowing

The shell wrapper isn't decoration. Claude Desktop can't set a working directory, and Pare's migrations resolve via the working directory β€” without the cd the server starts against the wrong path and finds no database.

What to ask once it's connected

  • β€œIs my grocery spending trending up over the last six months?”
  • β€œWhich subscriptions have I paid for over a year without the amount changing?”
  • β€œEverything from this merchant is groceries β€” make that a rule and re-run it.”
  • β€œIf I keep spending at this rate, what's my balance on the 15th?”
How this works β†’

Other clients